勞保被保險人因傷病事故，住院4日以上，住院期間薪水因此減少，可以向勞保局提出傷病給付申請薪水補償。－人資HR兼總務經驗分享的部落格

今晚，我想來點： #勞保傷病給付的知識！

雖然說沒有人想要出意外或生病

但是代誌哪係發生，還是要知道怎麼處理才放心

現在先了解，之後遇到了就不會驚慌失措

勞保被保險人因傷病事故，住院4日以上，住院期間薪水因此減少，可以向勞保局提出傷病給付申請薪水補償。

而且 #在婦產科診所住院安胎，而未能取得原有薪水，也能請領勞保傷病給付！

如果是職業災害所致傷病，不限住院，門診治療期間也能請領哦。

■申請時機

住院治療無法工作(職業災害所致不限住院，門診也可申請)

並因此未取得原有薪資

■申請條件

住院4天以上，不能工作的第4日起，住院期間薪水有少，可以申請薪水補償

■給付標準

普通傷病給付：(住院的總日數-3天)*事故前6個月平均日投保薪資*50%

職災傷病給付：(住院及門診治療期間-3天)*事故前6個月平均日投保薪資*70%

★因涉及個案狀況不同，實際給付金額仍需直接向勞保局洽詢★

➤請領手續：https://www.bli.gov.tw/0004850.html

➤傷病給付申請書下載： https://www.bli.gov.tw/0103229.html

➤勞工保險傷病給付(含職災)相關規定：

https://www.bli.gov.tw/0004766.html

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Tonight, I would like to have some knowledge about the compensation of labor insurance.

Although no one wants to have an accident or get sick

But you still need to know how to deal with it before you can rest assured to deal with the accident.

Now that you understand the payment regulations, you will not panic when you have an accident or get sick.

When insured person of labor insurance is hospitalized for more than 3 days due to an injury or illness, and his salary is reduced as a result, and he can apply the Bureau of Labor Insurance for injury and illness payment. Even if you fail to get the original salary and get an abortion in the obstetrics and gynecology clinic, and you can still apply for labor insurance injury and sickness benefits.

If the insured person has an injury or illness caused by an occupational disaster, it is not limited to whom is hospitalized, outpatient treatment is also payable!

■You need to apply in the event of an accident

When you are unable to work in hospital and therefore have not received your original salary (if you have an injury or illness caused by an occupational accident, you do not need to be hospitalized, outpatient treatment is also payable)

■Application conditions

If you have an injury or illness, you must be hospitalized for more than 3 days. From the 4th day when you are unable to work, your salary during the hospitalization period is low (or use annual leaves , comp time, compensatory time, overtime compensatory time, etc.), and you can apply for injury or sickness benefits.

■Payment standard

Injury and sickness benefits of ordinary accident insurance: (total days of hospitalization-3 days) *average daily insured salary in the 6 months before the accident *50%

Occupational accident insurance's injury and sickness benefit: (total days of hospitalization and outpatient treatment -3 days) *average daily insured salary in the 6 months before the accident *70%

★Due to the different situation of the case involved, the actual payment amount still needs to be directly consulted with the Bureau of Labor Insurance★