人資HR兼總務經驗分享的部落格

勞保被保險人受傷或生病，經治療後，症狀固定且無法復原，並經全民健康保險特約醫院診斷為 #永久失能 ，可申請勞保失能給付。

依據下列情形，分成年金給付或一次給付：

 ■年金給付

 符合失能給付標準或為身心障礙者權益保障法所定的身心障礙，且經評估為終身無工作能力者。

 ■一次給付

 (1)符合失能給付標準規定，經評估未達「終身無工作能力」給付項目者。

 (2)如果被保險人98年1月1日前有保險年資，雖狀態符合「終身無工作能力」之給付項目，也可以選擇一次請領失能給付。

✦更多 #勞工保險 失能給付詳情：https://www.bli.gov.tw/0004838.html

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Labor insurance insured persons can apply for labor insurance disability benefits. After they have been treated, their symptoms are fixed and unable to recover, and they are diagnosed by the National Health Insurance Special Hospital as #Permanent Disability When injured or sick.

According to the following circumstances, divided into annuity payment or lump-sum payment:

  ■Annuity payment

Those who have been assessed as life-long incapacity for work shall meet the disability payment standards or the disability conditions stipulated by the Law on the People with Disabilities Rights Protection Act.

  ■Lump-sum payment

(1) Those who fail to meet the "life-long incapacity" payment item after assessment are in compliance with the disability payment standard.

(2) If the insured has an insurance seniority before January 1, 2009, even though their status meets the payment items of " life-long incapacity", they can also choose to claim the lump-sum payment.

✦More #labor insurance Details of disability benefits: https://www.bli.gov.tw/0004838.html

資料來源：

★ 勞動部官方臉書粉絲團

如何申請失能給付?